Medicare Portland Oregon in 2020 and 2021: The Popular Trends vs. Doing What is Best for You.

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medicare portland oregon

Medicare Portland Oregon

About Westfall Insurance

Westfall insurance is physically located in Portland Oregon. However, I turned Westfall Insurance into a company that operates virtually in many different states around the country. As of right now these states include: Oregon, Washington, California, Arizona, Texas, Florida, Illinois, Michigan, Iowa, Oklahoma, and South Carolina. 

Early in 2019 I decided to move the business to a remote model because of the growing Trend to do things online and over the phone. When coronavirus hit early this year, it was the move online that kept the business alive, and I am so grateful for that. I published my first book at the end of 2019 which became a major hit when agents and brokers were forced to innovate to keep their practice alive,  How to be a Digital Insurance Agent: Join the New Era of Life and Health Insurance Agents Working Remotely became a best seller on Amazon and climbed all the way up to number 2 just behind Suze Orman. 

Westfall Insurance specializes in retirement planning. our slogan that we have adopted is “Retire Fearlessly”. One thing that seniors are very very afraid of, is running out of money during retirement. Medicare plays a huge role in Saving seniors money on health-related expenses. Health emergencies are the number one cause of bankruptcy in the United States. Along with providing Medicare education and Enrollment Services, Westfall insurance also specializes in annuities, long term care and life insurance.

Even though I moved the business to an online remote model, I have had a change of heart and the Corona virus taught me that I actually miss meeting clients face to face because I am a social creature just like the rest of us whether we like to admit it or not. I do provide face-to-face meetings for clients and prospective clients located in the Portland metro area. As Westfall Insurance continues to expand into more States and hire more retirement specialists, we will be able to provide virtual meetings and more face-to-face meetings.

Medicare Oregon vs Medicare Portland Oregon

Oregon as a whole, has one of the highest Medicare Advantage enrollment rates in the entire United States. One reason for this is because the bulk of Oregon residents live in the Portland metro area. The common Trend in most urban areas is for people to enroll in Medicare Advantage. As of 2019, 46% of Medicare enrollees in the state of Oregon where enrolled in Medicare Advantage, And the percentage is climbing every year. We typically see people with lower incomes enrolling in Medicare Advantage plans as opposed to the original Medicare and Medicare supplement package.

The general advice most agents will give around the United States is to enroll in a Medicare supplement and a stand-alone Medicare prescription drug plan. There are a few reasons for this.

  1. Medicare supplement plans when used in combination with original Medicare, allow  beneficiaries to get medical treatment without network restrictions. 
  2. Many of these agents are not licensed to educate and enroll beneficiaries in Medicare Advantage plans.

Medicare Oregon Providers

Medicare Advantage plans are very competitive in the Medicare Portland Oregon landscape. This state has just about all of the top carriers available. These carriers include: United Health Care, Regence Blue Cross, Humana, Aetna, Kaiser, and Providence.

Looking through the plans that are available at a $0 Premium cost to many Oregonians,, it is not hard to understand why the trend of Medicare Advantage enrollments is increasing every year. Many of these plants have huge Networks, basic dental and vision coverage, and even gym memberships. 

There are areas of Oregon  that do not even have any Medicare Advantage plans available, so the beneficiaries must enroll in original Medicare and it would be wise to pick up a Medicare Supplement Plan with a stand-alone prescription drug plan. I have also noticed that the cost of Medicare supplement plans in Oregon is very high when compared to more rural States like Iowa and Oklahoma. This is probably another reason why many Oregonians are signing up for Medicare Advantage. 

I do not see the trend of more Advantage enrollments for Medicare Portland Oregon Slowing down as the plans continue to get more and more competitive, and the supplement plans continue to get more and more expensive. Rural areas for Medicare Oregon may not see much of an increase in Medicare Advantage enrollments simply because the network and access to doctors are limited due to geography reasons.

To book and appointment with us, give us a call at 866-985-0204, or book a meeting on our calendar HERE. If you are located in the Portland, Oregon area and would like to know more about your options for Medicare Portland Oregon, we may be able to book an in person appointment. Just make sure you call ahead!

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