Sign Up For Medicare Online in 2020: The Ugly Truth About Medicare Plans

Sign up for medicare online in 2020

Sign Up For Medicare Online 2020

We encourage beneficiaries to sign up for Medicare online in 2020, as it is the safest way to enroll in your Medicare benefits. Regardless of whether or not beneficiaries decide to enroll in Original Medicare with a Standalone Part D Drug Plan and a Medicare Supplement, or they decide to go with a Medicare Advantage plan, beneficiaries must enroll in Medicare Part B through the Social Security Website.

Currently there are 3 ways Medicare eligible Americans can enroll in their part b coverage.

  1. In Person At your Local Social Security Office
  2. By Calling 1 (800) 772-1213 Monday Through Friday Business Hours
  3. Online in less than 10 minutes by going HERE

 

Covid-19 has certainly played a major role in the way society interacts with each other. Going in person to a social security office is most likely inconvenient for most people to have to leave their house to go to a government building, especially when seniors 65 and above are the most at risk during this pandemic.

Calling the Social Security number is like calling the IRS. You will talk to somebody, but you might be on hold for hours!

Enrolling in Medicare part b online in 2020 is 100% the easiest way to enroll in coverage. It takes less than 10 minutes to register, and they even have a step by step guide on how to enroll HERE.

The next step to choosing your medicare coverage is to talk with a Medicare Specialist who can help you navigate through all the choices available to you to pick the plan that best fits your individual needs.

However, it is never a bad idea to check out rates and plans before meeting with your Medicare Advisor. In fact, we encourage it! You can see a list of some of the more popular Advantage, Supplement and Part D Plans Available in your area through our Medicareful Tool!

Things aren’t always as they seem. And if you do rush this and you don’t do it right,. There are financial consequences that could come about if you aren’t savvy about how you navigate the enrollment process.

So my best advice would be, you know, you can do it through here and our team would love to help..A simple link to a website where you can go check some rates in your area, might not have exactly what you’re looking for. We might not be in your area yet, but we have connections in your area that would be able to help you out there, people that we fully trust and feel comfortable recommending.

 

Sign Up For Medicare Part C and D Online in 2020

 

This is where talking to a Medicare Specialist is a great idea. Everyone gets the same parts A and B, but Part C (Medicare Advantage) and Part D Prescription Drug Coverage can vary greatly.

 

What should someone get between, Original Medicare with a supplement and a Prescription Drug Plan (PDP) vs. Medicare Advantage with a Prescription Drug Plan (MAPD)?

Well, let’s start with the pros of Original Medicare:

You are not excluded to a network. So basically any doctor or hospital or professional that accepts Medicare, you have access to, no matter if you’re in your home state or if you’re anywhere else in the United States and some surrounding territories.

Original Medicare covers about 80% of your medical bills, and your medicare supplement plan is designed to help you cover most or all of the 20% out of pocket costs that a doctor may charge.

Beneficiaries will then get a Part D Prescription Drug Plan to round out their medicare benefits.

Most people who opt out of a Medicare Supplement plan during their initial medicare enrollment do so because they do not see the supplement plan as affordable, and thus they enroll in a Medicare Advantage Plan that boasts a “zero dollar” premium.

Pros of Original Medicare with a Supplement:

  1. NO NETWORK
  2. Supplement Plans That Can cover almost everything

 

Cons of Original Medicare with a Supplement:

  1. Cost of Supplement
  2. No Dental or Vision Coverage

 

The Pros of Medicare Advantage are:

  1. Many have $0 premiums
  2. Some Plans Have Free Gym Memberships
  3. Some Plans Offer Basic Dental/Vision/ and Hearing Services

 

The Cons of Medicare Advantage Plans:

  1. Limited to an HMO or PPO Network

Summary of Signing up for Medicare Online:

Sign Up For Medicare Online in 2020 through the Social Security Website

Here is a Step by Step Guide to Signing Up for Medicare

Sign up for Medicare Online in 2020 for parts C and/or D and/or Medicare Supplement using our Medicareful Tool.

For a Video on how to Sign up for Medicare Online in 2020, check out our Youtube Channel!